Category Archives: Mortgage loan Consultant

First Time Buyer Programs in Bakersfield | Mohan Cheema

First Time Home Buyer Guide

Being a first-time purchaser in Bakersfield, CA can be scary and expensive. Be that as it may, there are numerous projects accessible to first time home purchasers in Bakersfield, CA that can help in delivering an upfront instalment and shutting costs. As a rule, loan specialists need a 3.5% down installment of the cost of the home. What’s more, when you meet all requirements for a home loan, you will need to pay closing costs which charges generally between 2-5% charged by lenders and third parties related to the buy of the home. Shutting costs are normally paid amid the last offer of the home. For a few, it might appear to be difficult to get the home of their dreams because of the high financial requests and expenses brought about all through the home purchasing process. Notwithstanding, remember that homeownership is conceivable. There are numerous projects accessible for first time home purchasers in Bakersfield, CA that give concedes and advances to help in the home purchasing knowledge. Additionally, the vast majority of these projects don’t require the purchasers to be low-pay or have low FICO ratings.

Included beneath are the absolute most famous first-time purchaser programs in Bakersfield, CA that make it effortlessly reasonable to pay an upfront instalment and shutting costs. Large credits are contracts that surpass the gauges set by housing fund enterprises like Fannie Mae and Freddie Mac. These different norms make it less demanding for many Americans and the loan specialists they work with to acquire financing to buy a home. Nonetheless, there are disadvantages to the framework. There should be a superior gigantic credit fit for the cutting edge homebuyer, particularly the first-run through purchaser.

Once in the past synonymous with hazard, the standards and desires around the kind sized credits are shifting.  Bank rate clarified that as of not long ago, kind sized credits tended to accompany significantly higher financing costs than standard mortgages, in the event that they were even offered by any means. This has started to change as strategies for examining hazard have enhanced among the most creative moneylenders. While the kind sized advances may accompany more strict prerequisites, they are currently less demanding to win endorsement for and significantly more reasonable than was in the past the case.

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First time home buyer in Fresno

Want to buy your first home? Our Fresno, TX first time home buyer loan facility will assist you, how you can fulfill your dream. Our mortgage programs has competing terms, along with the lowest down payment facility for Federal Housing Administration (FHA) and Conventional loans. We also provide exclusive home buyer mortgages, as well as no down payment loans for rural properties and Jumbo loans for big or luxury property. We have series of things to satisfy the financial needs of borrowers.

Frisco, Texas First Time Home Buyer Loan Programs

  • FHA Loans –Extensively preferred and accepted by several to stand as perfect first time mortgage loan, the FHA is simple to meet the requirements of loan and also provides great terms. In FHA loans, a low down payment of 3.5 % and a fair credit of 580 (or higher) is required. FHA is chosen by most of first time buyers, because it also has other qualities like eligibility for down payment assistance programs and other appealing incentives.
  • Conventional Loans – A Conventional mortgage is also termed as non-government aided mortgage. This is generally opted by borrowers with excellent credit and a large down payment. There are set of circumstances in which a conventional mortgage is superior even if you are paying small down payments or using government aid.
  • USDA Loans– USDA loans are convenient for rural and suburban area buildings with facility of no down payment. Borrowers with very low income, less and moderate wages can only take this type of loan. USDA loans are popular among people who do not able to fulfill conditions of other kind of mortgage loans. USDA loans also includes 100% financing. A credit score of 620 is needed for USDA loans.
  • VA Loans– VA loans are generally available for Active duty military members who can get their first home with no down payment. These loans are exclusively for military not usable by general public.
  • Jumbo Loans– Any mortgage whose amount exceeds than the conforming or FHA loan limit is a Jumbo loan. Jumbo loan helps you to purchase a costlier home if you have income to qualify the loan.


A home loan encounter made for genuine individuals. Purchasing a house is a major ordeal. Ensuring it fits your financial plan and your family is vital. Mohan cheema helps the Non-residents to get a mortgage in Sanjose, although the process may take amounts of business to them. Mohan Cheema is famous loan Consultant in Fresno.   It provides suitable mortgage in Los Angeles. He is best Punjabi speaking consultant which helps you to buy your dream home. He has procured over a time of involvement in rendering home credits, renegotiating advances for home buy and in this manner, helping you buy your fantasy home. Not at all like other home loan specialists who are exclusively inspired by profiting, Mohan Cheema, being an exceptionally senior home loan advisor, helps you in giving you the best home advance designs customized by your necessities. Presently, you are not required to kill your fantasies. Just connect with Mohan Cheema. Having spent over 10 years in the exceedingly specific home loan and monetary fields, he will help you in each conceivable way to exhibit you the keys of your first home. It can provide you more loan programs like Home Purchase, Refinance your loan, unique mortgage services. Our home loan advisors have the ability to help ‘first-time home purchasers’ and ‘climb purchasers’ break down their short-and long haul objectives and along these lines, settle on the most astute financing choices. Mohan cheema  Best mortgage consultant in the Bakersfield which helps you to refinance your loan.

Mortgage Consultant In San Francisco

Mohan Cheema Mortgage specialist in San Francisco, our central goal is the tenacious quest for flawlessness and we pride ourselves on the loaning brilliance & the prevalent level of administration that set our status as a home loan bank. Mortgage consultant in San Francisco offers due diligence solutions helping clients to  meet their asset acquisition, disposition, origination, securitization, and portfolio management goals as well as whole loan portfolios/purchases. Mortgage consultant in San Francisco offers a variety of mortgage options designed to meet the needs of all types of borrowers from first time home buyer to establish homeowners looking to refinance their current mortgages. It is the best Punjabi Speaking Loans Office in San Francisco which guides you for your home loan. Mohan Cheema provides you Steps to Buy a House.

Best Reviewed Mortgage Loan Officer in San Francisco

Best Reviewed Mortgage Loan Officer in San Francisco

Best Mortgage Consultant In San Francisco

San Francisco is the City and County of San Francisco is the social, business, and money related focus of Northern California. The merged city-district covers a territory of around 46.9 square miles (121 km2), for the most part at the north end of the San Francisco Peninsula in the San Francisco Bay Area. It is the fourth-most crowded city in California, and the thirteenth most crowded in the United States with a 2016 enumeration assessed populace of 870,887. The populace is anticipated to achieve 1 million by 2033. San Francisco is likewise the fifth most thickly populated U.S. area, behind just four New York City wards. Starting at 2016, San Francisco County was the seventh most noteworthy pay district in the United States, with a for each capita individual wage of $110,418.Read our another Blog on Best Punjabi Speaking Loan Officer in Fresno

To know more about us, you can visit  Feel free to contact on 559-905-2575 or [email protected] for further details.



Mohan Cheema- Best Reviewed Mortgage Consultant in Los Angeles

When we think to buy a Home loan then Mohan Cheema is the best Reviewed Mortgage Consultant in Los Angeles, California. It is the best for the Indian peoples who want to buy a home in the USA. Mohan Cheema is the Punjabi speaking Loans Officer in Los Angeles, California. Best USA Mortgage will work with you in English, Punjabi and all supporting documents can be processed in English… We give the fair exhortation to the USA bank accomplices we work with. We try to get the best USA home loan rates from our accomplices in the USA with the goal that you don’t have to look here and there and blunders. For the vast majority, and especially non-resident buyers, it is quicker and more effective to use the services of a qualified and experienced Independent Mortgage Broker.  Best Reviewed Mortgage Consultant in Los Angeles, California will all equate to the customer receiving a better and quicker service. US Da Loan is the best place to get all solutions to your problem

Best Reviewed Mortgage Loan officer in Los Angeles

Best Reviewed Mortgage Loan officer in Los Angeles

 Best Mortgage Consultant in Los Angeles

Los Angeles and frequently known by its initials L.A. is the social, budgetary, and business focal point of Southern California. With a U.S. Evaluation assessed 2016 populace of 3,976,322, it is the second most crowded city in the United States (after New York City) and the most crowded city in the territory of California. It is situated in an extensive seaside bowl encompassed on three sides by mountains coming to up to and more than 10,000 feet. The city is likewise the seat of Los Angeles County, the most populated province in the nation. Los Angeles is the focal point of the Los Angeles metropolitan region, with 13,131,431 occupants, and is a piece of the bigger assigned Los Angeles-Long Beach joined measurable territory (CSA), the second most crowded in the country with a 2015 assessed populace of 18.7 million. So, pick up your phone and fix a meeting with Mohan Cheema now for  Mortgage consultancy  in Los Angeles.

For any Information Please Get in Touch With or simply call us at our number  559-905-2575 or Email us :[email protected] for further detail.

Mohan Cheema- Senior Mortgage Consultant in Sacramento, California

Senior Mortgage Consultant in Sacramento

Senior Mortgage Consultant in Sacramento

Buying a dream home is not possible for non-residential in the USA but this dream becomes true with the help of Mohan Cheema who is best Punjabi speaking Senior Mortgage Consultant in Sacramento, California.  Our team has the experience and expertise in sourcing the best products and conditions. Mohan Cheema Mortgage Consultant in Sacramento, California will assist and guide you throughout the whole process and will provide you information with valuable tips and advice. Mortgage Consultant in Sacramento, California owing to the privileged relationship between the broker and the lending bank, your loan application is more likely to be treated within a faster time frame and with more consideration than if you were applying on your own or through a bank branch. Mohan Cheema is the best Home Loan Guide in Sacramento 

Senior Mortgage Consultant in Sacramento

Sacramento, California is the capital city of the U.S. state of California and the seat of Sacramento County. It is at the confluence of the Sacramento River and the American River in the northern portion of California’s expansive Central Valley, known as the Sacramento Valley. Its estimated 2016 population of 493,025 makes it the sixth-largest city in California, the fastest-growing big city in the state, and the 35th largest city in the United States. Its metropolitan area is the fourth largest in California after the Greater Los Angeles area, the San Francisco Bay Area, and the San Diego metropolitan area, and is the 27th  largest in the United States.Being a senior mortgage consultant he has the answer to all your questions and concerns. Using his immense experience in this field, he would demonstrate the steps you need to take in order to get home loan easily.So, pick up your phone and fix a meeting with Mohan Cheema now!

To know more about us, you can visit Feel free to contact on 559-905-2575 or [email protected] for further details.


Mohan Cheema- Senior Mortgage Consultant in Bakersfield

There are several home loan advisors available in Bakersfield. However, if you are a Punjabi and looking for the best Punjabi Speaking loan officer in Bakersfield, then contact Mohan Cheema- he is touted to be the best mortgage loan consultant in Bakersfield. Purchasing your own home in the Bakersfield, USA is a daunting task unless you are rolling in wealth. Every person dreams to have their own dwelling where they can spend some quality time with their family. However, purchasing a home anywhere in the USA is extremely difficult.  Especially, if you are an Indian and aspiring to buy your own home in the Bakersfield, USA. You must need the assistance of a Best mortgage consultant in the Bakersfield, who can help you to accomplish your dream. Over the years, he has helped various Indian families to get the keys to their home. Bakersfield city is situated in the California State. It is one of the most beautiful cities in California. The overall population of this city is more than 3 lacs. It is the ninth most populous city in California. Thus, it is immensely hard to purchase a home in Bakersfield. Hence, if you are confronting issues in finding a perfect home for your family that fits your budget, then get in touch with Mohan Cheema.

Best-reviewed loan officer in Bakersfield

He is considered to be the best-reviewed loan officer in Bakersfield. He has more than a decade of experience in the field of home loan.Thus, if you are anxious about your credit score and whether you would be eligible to apply for a home loan or not, then seek the help of Mohan Cheema- Being a senior mortgage consultant he has the answer to all your questions and concerns. Using his immense experience in this field, he would demonstrate the steps you need to take in order to get home loan easily.So, pick up your phone and fix a meeting with Mohan Cheema now!Read our another Blog on Mortgage Consultant In San FranciscoBest Reviewed Mortgage Consultant in Los AngelesSenior Mortgage Consultant in Sacramento, California

To know more about us, you can visit  Feel free to contact on 559-905-2575 or [email protected] for further details.